Terms of Use

By using this website, you agree to these Terms of Use. The website is provided for general mortgage education, inquiry, and communication purposes.

No Loan Approval or Commitment

Information on this website does not constitute loan approval, a loan estimate, a rate lock, financial advice, legal advice, tax advice, or a commitment to lend. Loan approval and terms are subject to borrower qualification, property eligibility, lender guidelines, and underwriting approval.

Program Availability

Mortgage programs, guidelines, rates, fees, assistance options, and eligibility requirements can change and may vary by borrower, property, lender, and state. Any examples or educational descriptions are general and should be reviewed with a licensed mortgage professional.

Website Communications

Submitting a form or contacting TrueRate Home Loans through this website authorizes a response by phone, text, or email about your inquiry. Message and data rates may apply. Consent is not required as a condition of applying for a loan.

Third-Party Links

This website may link to third-party websites, including a secure application portal and NMLS Consumer Access. TrueRate Home Loans is not responsible for the content, security, or privacy practices of third-party websites.

Equal Housing Opportunity

TrueRate Home Loans supports Equal Housing Opportunity. Licensing and NMLS information is available on the Licensing / NMLS page and through NMLS Consumer Access.